Salary Calculator

Understand your take-home pay by calculating gross salary, deductions, and net salary.

Earnings & Deductions

%
Typically 12% of Basic + DA.
%
Typically 0.75% for salary < ₹21,000.
₹
Varies by state (max ₹200/month in many states).
₹
e.g., LTA, medical insurance, etc.

Your Pay Breakdown

Gross Monthly Salary:

₹ 0

Total Deductions:

₹ 0

Net Monthly Salary:

₹ 0

Annual Summary

Gross Annual Salary:

₹ 0

Total Annual Deductions:

₹ 0

Net Annual Salary:

₹ 0

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How to Calculate Net Salary

Compute your net take-home pay instantly — our client-side engine evaluates gross CTCs, tax regimes, and payroll deductions with complete security.

1

Enter Gross CTC or Base Pay

Specify your annual Cost to Company (CTC) or monthly gross base pay. This is the starting baseline for payroll math.

2

Verify Payroll Deductions

Adjust contribution rates for Employee Provident Fund (EPF), Professional Tax (PT), and voluntary deductions.

3

Select Tax Regime & Claims

Choose between the old and new tax regimes, and claim deductions (such as HRA, 80C, or health insurance) if applicable.

4

Get Take-Home Salary Breakdown

Review your net monthly take-home salary, total tax liability, statutory deduction amounts, and gross salary payout ratio graphs.

🔒 Standard Browser Security Sandbox

Your salary details remain strictly confidential. Calculations execute locally using system RAM — zero server transmissions, zero external database logging.

Key Take-Home Pay Projections

Take-Home Ratio Breakdown

Isolate exactly what percentage of your CTC converts to monthly cash in your bank account versus statutory savings.

EPF & PT Calculation Matrix

Computes employee and employer EPF contributions (12% of basic) along with state-specific professional taxes automatically.

Tax Regime Dual Comparison

Compare net take-home estimates under the Old Tax Regime and the New Tax Regime side-by-side to choose the optimal choice.

Allowance Exemptions Support

Account for House Rent Allowance (HRA), Standard Deduction (₹50,000), and other claims under Section 80C, 80D.

Instant Local Salary Compiler

Computes complex tax slabs and standard deductions instantly. Modify your base salary, bonus parameters, or investment details to watch take-home pay recalculate locally.

Frequently Asked Questions

1 What is the Salary Calculator?
It is a payroll modeling simulator designed to calculate your actual monthly take-home salary from your annual CTC or gross monthly pay, incorporating taxes and statutory deductions.
2 How is net take-home salary calculated?
The engine applies the basic formula: $\text{Take-Home Pay} = \text{Gross Salary} - \text{Employee EPF} - \text{Professional Tax} - \text{Income Tax (TDS)} - \text{Other Deductions}$.
3 Does the tool support EPF and Professional Tax deductions?
Yes. It calculates standard EPF deductions (12% of basic salary) and incorporates Indian state professional tax slabs (typically capping at ₹200 or ₹250 per month).
4 Can I compare the old and new tax regimes in this calculator?
Yes, our layout supports side-by-side calculation comparisons between the old tax slabs (with claims) and the simplified new tax regime slabs to let you choose the lower tax option.
5 Will my personal salary parameters be stored on your servers?
No. All computational models run inside your local browser frame using javascript. Your gross pay, deduction claims, or tax projections are never sent over the internet or logged remotely.